Personal Loan Eligibility

CriteriaSalariedSelf-Employed

Age21 to 60 years
22 to 55 years

Net Monthly Income
Rs.15,000
Rs.25,000

CIBIL Score
More than 750
More than 750

Minimum Loan Amount
Rs.50,000
Rs.50,000

Maximum Loan Amount
Rs.40 Lakh
Rs.50 lakh

Documents Required for Personal Loan

Requirements
Salaried Individuals

Self Employed

Proof of Identity
Passport, Voter’s ID, Driving License or PAN Card

Passport, Voter’s ID, Driving License or PAN Card

Proof of Residence
Utility bills or Passport

Utility bills or Passport

Proof of Income
Bank statement of salary account for the previous six months

Audited financial statement of the previous two years

NRI Personal Loan Documentation –

  1. Your recent passport-size photographs and the guarantor’s
  2. Salary Certificate or salary slips
  3. NRO/NRE bank statements of the previous 6 Months
  4. Proof of Identity, Residence, Income, and Assets
  5. Copy of your Passport
  6. Visa Copy
  7. Your work Email ID or the Email ID of the HR of the company.
  8. Bank Statements