Personal Loan Eligibility –
| Criteria | Salaried | Self-Employed
|
|---|
| Age | 21 to 60 years
| 22 to 55 years
|
Net Monthly Income
| Rs.15,000
| Rs.25,000
|
CIBIL Score
| More than 750
| More than 750
|
Minimum Loan Amount
| Rs.50,000
| Rs.50,000
|
Maximum Loan Amount
| Rs.40 Lakh
| Rs.50 lakh
|
Documents Required for Personal Loan –
Requirements
| Salaried Individuals
| Self Employed
|
|---|
Proof of Identity
| Passport, Voter’s ID, Driving License or PAN Card
| Passport, Voter’s ID, Driving License or PAN Card
|
Proof of Residence
| Utility bills or Passport
| Utility bills or Passport
|
Proof of Income
| Bank statement of salary account for the previous six months
| Audited financial statement of the previous two years
|
NRI Personal Loan Documentation –
- Your recent passport-size photographs and the guarantor’s
- Salary Certificate or salary slips
- NRO/NRE bank statements of the previous 6 Months
- Proof of Identity, Residence, Income, and Assets
- Copy of your Passport
- Visa Copy
- Your work Email ID or the Email ID of the HR of the company.
- Bank Statements
